Cyber threats continue to evolve worldwide, and Zambia is no exception. The increasing digitization of services in the country has led to a surge in cybercrime, affecting individuals, businesses, and government institutions. According to Zambia’s Minister of Technology and Science, Felix Mutati, the country recorded over 14 million cyber threats in the first quarter of 2023 alone, highlighting the urgency of improving cybersecurity defenses.
This article explores the latest cybersecurity threats in Zambia and globally, backed by real-life examples and statistics.
1. Ransomware Attacks
Ransomware remains one of the most significant global cyber threats, with attackers encrypting data and demanding ransom payments.

In May 2022, the Bank of Zambia was targeted by the Hive ransomware group. However, the bank refused to pay the ransom and instead responded humorously by sending a troll image of male genitalia to the hackers. Fortunately, the attack did not significantly disrupt operations, but it highlighted the vulnerability of financial institutions to ransomware attacks

How to Mitigate Ransomware Attacks:
- Regularly back up data in secure locations.
- Keep systems and software updated.
- Train employees to identify phishing emails, which are a common method for ransomware distribution.

2. Phishing and Social Engineering Attacks
Phishing scams involve cybercriminals impersonating legitimate entities to steal sensitive information such as banking details and passwords.
In 2022, a study revealed a significant increase in mobile-based phishing attacks in Zambia, including SMishing (SMS phishing) and Vishing (voice phishing). Attackers often impersonated banks, government agencies, and mobile money providers to trick unsuspecting users.

Global Perspective:
- In 2023, Google reported blocking 100 million phishing emails daily, with attackers using AI-powered tools to enhance scam effectiveness.
How to Prevent Phishing Attacks:
- Never click on suspicious links in emails or SMS messages.
- Verify any financial requests directly with the bank or service provider.
- Enable multi-factor authentication (MFA) for online banking and email accounts.
3. Data Breaches and Identity Theft
Cybercriminals target organizations that store large amounts of user data, leading to data breaches and identity theft.
According to the Zambia Computer Incident Response Team (ZM-CIRT), over 10 million cyberattacks were recorded in 2021 alone, including cases of data breaches affecting businesses and individuals.
Global Perspective:
- In 2023, over 3.8 billion records were exposed worldwide due to data breaches, affecting companies like T-Mobile and Facebook.
How to Protect Against Data Breaches:
- Use strong passwords and change them regularly.
- Avoid sharing sensitive personal information on social media.
- Businesses should implement end-to-end encryption to secure customer data.

4. Mobile and Banking Fraud
As more Zambians use mobile banking and online transactions, fraudsters are exploiting security weaknesses.
In 2021, Zambia’s financial sector reported over K150 million in losses due to mobile money scams, SIM swap fraud, and unauthorized withdrawals. Criminals tricked users into revealing PINs or cloned SIM cards to access bank accounts. (Source: Zambia Parliament Report)

Global Perspective:
- The FBI’s 2023 Internet Crime Report recorded over $10 billion in losses due to online fraud worldwide.
How to Avoid Mobile and Banking Fraud:
- Use biometric authentication (fingerprint or face recognition) for banking apps.
- Never share one-time passwords (OTPs) or PINs with anyone.
- Verify transaction alerts and report suspicious activity immediately.
5. Cybercrime Syndicates and Scams
Cybercrime syndicates are organized groups involved in large-scale fraud and hacking activities.
In April 2024, Zambian authorities arrested over 90 people, including Chinese nationals, in a massive cyber scam operation in Lusaka. The operation involved internet fraud targeting victims across Africa, using fake investment schemes and romance scams.



Global Perspective:
- In 2023, Interpol dismantled a Nigerian-based cybercrime network that had scammed over 50,000 people globally.

How to Avoid Cyber Scams:
- Be cautious of online investment offers that promise high returns.
- Avoid sharing personal details with strangers online.
- Report cyber fraud cases to Zambia’s Cybersecurity Authority.
6. Cybersecurity Developments in Zambia
Despite rising cyber threats, Zambia has made progress in strengthening its cybersecurity infrastructure.
Zambia improved its Global Cybersecurity Index (GCI) score from 68.8% in 2020 to 92.6% in 2023, ranking among the top in Africa for cybersecurity efforts
The Cyber Security and Cyber Crimes Act of 2021 has given law enforcement more power to prosecute cybercriminals.

Zambia is experiencing a rapid increase in cyber threats, mirroring global trends. Cybercriminals are using sophisticated tactics, including ransomware, phishing, and mobile fraud, to target individuals and businesses. However, the country has taken significant steps to enhance its cybersecurity infrastructure.
By staying informed and adopting best cybersecurity practices, Zambians can protect themselves from online threats and contribute to a safer digital environment.
It’s great to see Zambia improving its cybersecurity ranking, but continuous education and collaboration are key to staying ahead of cybercriminals. Well-written piece!
This is a well-written and insightful article that effectively highlights the growing cybersecurity threats in Zambia and beyond. The real-life examples and statistics provide a clear picture of the challenges faced, from ransomware attacks to mobile banking fraud.
Raising awareness and implementing best practices, as outlined in the article, will be key in combating these threats.